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Best cell phone plans Bring Your Own Phone (BYOD) in Quebec, Canada for 2023

Not located in Quebec?

Last updated 29 September 2023

This is a selection of cell phone plans we consider to be the best right now according to popularity, pricing and customer satisfaction. Prices and availability can vary greatly depending on your location so make sure you are located in Quebec. The plans below are the absolute best plans we’ve found in Quebec.

This page can only present a limited selection of phone plans. Find all available plans options according to your needs by performing a personalized search.

Cheapest cell phone plans Bring Your Own Phone (BYOD) in Quebec, Canada in 2023

Not located in Quebec?

Last updated 29 September 2023

Cheap cell phone plans in Canada are getting harder to find, as mentioned previously, prices and availability can vary greatly depending on your location so make sure you are located in Quebec. The plans below are the absolute cheapest plans we’ve found in Quebec.


Step 1: Determine your needs

How do you define your calling time needs?

In 2023, the market offers 3 main call time options; 0 minutes, 100 minutes or unlimited, a majority prefer to have peace of mind and opt for the unlimited call time option, but is it the most economical option? To avoid overpaying, review your recent bills via your current provider's app or customer portal to take stock of your call usage over the past few months.


Is 0 minutes of calling time really a viable option in 2023?

VOIP apps like Facebook Messenger and WhatsApp, allow you to call without using a phone plan. Regarding emergency calls like 911, these are always available even if there are no minutes of call time. It is therefore possible to choose a 0 minute plan without putting your safety at risk if you are a person who rarely uses his phone for regular calls.

The latest smartphones have the ability to direct calls to Wi-Fi. You could use this feature if you have access to a Wi-Fi connection. However, your provider will need to have this feature enabled.

Is 100 minutes per month of calling time enough?

The 100 minutes plans are ideal for someone who wants to talk mostly via VOIP or Wi-Fi calls, but who would like to ensure a safety cushion for impromptu calls.


Unlimited calls, is it the best option?

If peace of mind is priceless to you, the answer is "yes". If your concern is not to save money on your cell phone plan, but to have the peace of mind that you will be able to talk for as long as your smartphone battery will allow, unlimited calling time plans are for you!

How to evaluate your texting needs?

The vast majority of plans include unlimited messaging for text messages in Canada. It is therefore advisable to assume that unlimited texting is what you need unless there is a specific condition in your situation that favours a limited number of texts. If that's your condition, look into pre-paid plans. Among others, Virgin Plus offers packages of 500 text messages per month.

mobile electronics

How to choose your calling options?

Several options that used to be paid for are now included in subscriptions and prepaid offers such as voicemail, caller ID, and unlimited texting.

Other options such as three-way calling, however, require you to check with your operator to see if they are offered or what their limit is. For example, some operators may charge you for a three-way call if you exceed a specific number of hours per month. The same thing for call forwarding, it is included, but only to Canada. If you plan to have your calls forwarded to a phone abroad, the option becomes payable.

If you're looking for a package for everyday use, consider only the basic options such as voicemail, call display and unlimited texting so as not to increase your bill unnecessarily.

data server

How to determine your data needs (GB)?

Both iOS and Android smartphones log incoming and outgoing data volumes. Look in your device's settings to see the amount of data consumed (GB). The settings and path can differ and vary greatly from one cell phone to another so the easiest way is to search for "how to view your mobile data usage [Brand and Models of your device]?"

Another way is to look at your bill or the usage section on your online account. Choose three recent plans, 1 busy month, 1 average month and 1 below average month, and add them up and divide the result by 3 to get an average.


If this is your first cell phone plan and you have no idea how much data you're going to use, choose a basic plan which usually includes between 2 and 6 GB of data. Then go to your phone's data settings and enter a cellular data limit that is 50% of the data included in your plan, or 3 GB for a 6 GB plan. You will receive an alert when you approach this limit. If this happens during the first two weeks and you feel that your consumption has been normal, you will probably need to increase your data volume.

Contact your carrier to choose a higher data plan.

Canada map

Step 2: Determine which provider options are available in your geographical area

How to determine which provider has good network coverage in your area?

You can consult the PlanHub cellular network coverage map. It shows you the coverage of each operator by region so you can see which provider has good network coverage for your area. Just enter an address and the map will show you which providers have cell towers located nearby, so you'll have a better idea of which providers have good coverage in your geographical area.

money bag

Step 3: Determine your budget

How do you determine an appropriate budget for a cell phone plan?

As part of sound budget management, PlanHub estimates that a maximum of 1.25% of your gross income should be spent on a cell phone plan. For an annual income of $50,000 gross, the amount allocated to your monthly subscription would be $52.50. This estimate was obtained by following the many budgeting trends of 2023. Please consult a professional in the field to validate that it applies to your situation.


Step 4: Understand the proposed plans

What do you need to understand about a cell phone plan to make the right choice?

When you compare the plans of different operators on PlanHub, here is how to understand what is proposed.

The amount to the right of "Upfront" indicates what you will have to pay when you sign up for your plan. This usually includes the activation fee and the cost of a new device, if applicable.

The "Monthly" amount indicates what the plan costs each month.

The "Total 2 years" is the sum of everything you will have paid at the end of the 24-month plan, before taxes.

Read the additional notes carefully, they specify additional discounts, temporary promotions, cashback and other rewards specific to the selected plan.

global network

Do I have to pay for texting and calling outside of my province?

Some plans offer unlimited calling only to your home province, so make sure your plan includes Canada.

I need to call the U.S. often, are there any plans?

There are "unlimited calls and text messages" plans that include Canada and the United States. The PlanHub results page allows you to include this option in the search filter to find these plans. Otherwise, operators will charge you for incoming and outgoing text messages and outgoing calls to the US.

Do you need to call overseas countries?

If you usually use a calling card to call abroad, you may need to contact your family at any time. Many operators offer preferential rates on hours of calls to countries overseas.

POS terminal

Step 5: Choosing your cell phone plan

How to choose the right cell phone plan?

Once you have determined your needs, which operators cover your geographical area, your budget and you know how to properly understand the proposed plans, you will be in a position to make an informed choice.

Depending on your financial situation, you may either choose a budget-friendly option or one that gives you peace of mind. Make sure the plan you choose properly meets your needs and your ability to pay.

piggy bank

Step 6: Find ways to save and even enjoy

Is direct debit a good way to save money?

More and more operators are charging an extra $5 if you choose to pay via the Internet or through your bank. By choosing direct debit, you will avoid this extra $5 per month.

Save on your cell phone plan with a credit card

An indirect method to save money on your cell phone plan is to use a credit card that gives you cash back or points on your purchases. Choose your card accordingly, they don't all have the same types of advantages for the payment of telecommunication bills.

How to monitor your cellular data usage to save money?

Once you have purchased your mobile plan, your habits may change. If you have carefully assessed your cellular data usage to avoid overpaying, your Wi-Fi access may change over time. A new job and new habits may give you better daily access to Wi-Fi. If this is the case, you could save a lot of money by changing your plan to one with less data.

Negotiate to get the best price for your cell phone plan

If you plan to stay with your current operator, you should know that they will apply the usual rate to your plan. However, it is possible to negotiate a new discount. Negotiate with a customer service representative and tell them that you are a good customer and that you are willing to stay with them if they make an effort. By committing to two years, you can get a discount that can amount to tens of dollars a month.

How can you take advantage of the holidays to save on your cell phone plan?

The end of the year is a good time to get large amounts of data or special offers. However, the various buyouts between operators and inflation led to cuts on subscriptions around the great moments of celebrations such as "Boxing day".

Bundle your services to save money?

If you have an internet or TV subscription with your operator, they should offer you a discounted rate for your subscriptions. Bundling your subscriptions could save you several tens of dollars per month.

Are family packages economical?

Do you have several family members at the same address? Many operators allow you to add additional subscriptions for your family members at a preferential rate. If you have also subscribed to a TV and internet package with the same operator, you could save a considerable amount of money each month.

Refer a new client to benefit?

Some operators offer you a discount if you refer a new client to their services. Of course, if you refer more than one person, that's a lot of dollars per person that will be deducted from your plan, so don't hesitate to ask your operator about it.

Use promotional codes

Some providers assign promotional codes to their customers. If you use another user's promotional code you will get a discount on your plan and the user who owns the code will also receive some form of compensation. This is a great strategy to save money on your plan and also to generate some cash. If you would like to leave a review on a provider you have been a customer of, go to our review page. You will also be able to post your promotional code if you have one.


Step 7: Once you've purchased your plan, stay alert!

How to avoid being overcharged on your cell phone plan?

It is sometimes tempting to listen to videos when you are out of range of Wi-Fi like in public transportation, but these data accumulate quickly and can make you exceed your plan. Consider downloading your music and videos via Wi-Fi so you can listen to them offline.

Set data barriers for yourself

You can create alerts or set a data threshold in your phone's options.

How to avoid roaming charges?

You are not automatically protected by roaming charges. If you receive a text message from the United States or elsewhere in the world, you could be charged an average of $0.30. Your outgoing messages to a foreign country are also billed by your operator. Therefore, plan a package accordingly if you plan to communicate with people outside of Canada.

The same applies to calls and data that you use abroad. If you are travelling in a geographical area not covered by your plan, contact your provider to find out about your roaming connectivity options, which vary greatly from one provider to another. You could end up with a hefty bill if you don't plan ahead.

How to avoid late payment fees?

Late payment fees are particularly high since the law allows for 50% interest. Some operators may also charge you 50% of the total amount due, which can amount to hundreds of dollars a month. Be aware that if you fail to pay for more than three months, you will enter a never-ending cycle where the interest will only increase to several times the amount due. To avoid this situation, make sure you choose a package that fits your budget and use an automatic payment method.

How to choose your cell phone device ?

Step 1: Determine your needs

Step 2: Determine your budget

Step 3: Choose the right device for you

Below is a summary of the necessary steps to find the cell phone device that will suit your needs. Refer to the complete version of this guide on how to choose a cell phone for more details.

If you already have a cell phone device and are looking for a plan, refer to our guide on how to choose a cell phone plan or proceed directly to a cell phone plan search.

Step 1: Determine your needs

To choose the cell phone device that matches your needs you must first know which aspects are the most important for you. Unless you have no price limitation, you must know what matters most to you. For example, if you like to take videos, you may want to have more internal memory storage and a better camera lens than someone that just needs a phone to make regular phone calls. On the other hand, someone that likes to play mobile video games may prefer having a screen with high resolution and great battery life. To make the right choice, try answering the following questions:

Which screen is right for you?

What battery life do you need?

Memory: 128 GB, 256 GB, 512 GB, what to choose?

The camera, which one do you need?

3G, 4G, 5G, what type of cellular network to choose?

Cell phone featuring on screen the full page icon. Pictogram. Battery featuring charging symbol. Pictogram. Hardware component, memory chip. Pictogram. camera lense. Pictogram. Hand holding cell phone performing data speedtest. Pictogram.

Step 2: Determine your budget

piggy bank

PlanHub estimates that a maximum of 1% of your gross annual income should be spent on a cell phone device. For a person with a gross annual income of $50,000, $500 per year should be spent on a cell phone, i.e. a $1,500 phone that will be used for 3 years or a $1,000 phone that will be changed after 2 years of use. Note that for practical purposes, this calculation does not take into account the resale price of a used device, which can greatly alter the data.

This estimate was obtained by following the many budgeting guides of 2023. Please consult a professional in the field to validate if this budget applies to your financial situation. Budget-wise, PlanHub also strongly advises you to evaluate the possibility of a used phone. Generally, used cell phones can have an excellent cost-to-value ratio. That being said, be aware of counterfeit devices and possible scams on public marketplaces like Facebook or Kijiji.

piggy bank

Step 3: Choose the right device for you

Once you have a good understanding of your personal needs and budget, it's time to pick the right device. There are currently more than 132 devices to choose from on the Canadian market from 12 different brands. Prices range from $0.00 to $3,160.00 . Don't forget to look at popular phones on PlanHub's menu section. Currently the iPhone 14, iPhone 13 and iPhone 15 Pro Max are the 3 most looked at devices on PlanHub.

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Learn more about mobile plans in Canada

The need to stay connected has never been stronger for Canadian travellers, but it comes at a cost. Roaming charges are fees that your provider will charge you if you use your mobile phone outside of your provider’s coverage area. These charges happen often and travellers are looking for ways to avoid them. Text messages, phone calls, social media, video streaming, emails, video calls, maps - it’s hard not to use your phone when traveling.

Even if it’s just to send a quick text message or give a call to family members, your provider can charge you. It’s important to prepare accordingly before travelling. The best way is to find a good travel plan with your provider, but there are additional things you can do to reduce the risk of incurring roaming charges.

Read our blog article for more tips on how to avoid roaming charges when traveling.

Every year, the best phones become more and more expensive. If you want a plan with the best smartphone without having to purchase it upfront, be prepared to pay a premium every month for the duration of your contract. On the other hand, if you want to save money, we recommend that you bring your own device instead.

If you decide to purchase your device upfront, you will not be tied to a two year contract and will have bargaining power. This means that you can switch providers (or plans) at will! Found a better offer with a different provider? You can negotiate with your provider or switch providers in a heartbeat.

Read our blog article for more tips on how to save on your monthly phone plan.

Device financing is a way of spreading out payments for the purchase of a mobile device. It often comes with no upfront payment or interest fees.

With device financing, the cost of the phone is usually split in 24 monthly payments at 0% interest. For example, if you are buying a $960 smartphone on a 24 month plan, you will be paying $40 per month for the phone on top of your monthly plan.

Device financing can be worth it if you want to buy a smartphone without having to pay the full balance upfront. The main downside is that you will be tied to a 24 months contract with your provider.

Read our blog article to learn more about device financing.

If you cancel your current cellphone contract, you will need to pay a cancellation fee. This fee depends on the device financing cost and the time left before the end of the contract.

For example, let's pretend that you’ve agreed to a 24 month device financing contract with your provider, and that there’s 6 months left to it. You still have to pay a quarter (6 months left out of 24) of the cost after any upfront payments you may have made. If the device cost was $1000 and you paid $200 upfront, the financing is for $800. The cancelation fee would therefore be $800 (device financing cost) x 1/4 (time left on the device financing contract)= $200.

After you've paid the device financing balance, your device should be unlocked for free by your provider.

The difference between 4G and L4G TE is that 4G is faster than 4G LTE. 4G LTE is only an interim measure used until the true speed of 4G is achieved.

Tips and guides to save on your plan mobile